Fever Pitch

“Success in life depends upon on previous preparation, and without such preparation there is sure to be failure.”— Confucius. According to a study, there are only 10% Filipinos who are financially free, 10% who are financially independent and 80% who live below the poverty line. From this we can already picture out that many Filipinos are facing difficulty in managing their lives. In order to lessen the number of people who are below the poverty line, different government and non-government institutions seek ways to help them. Good employment opportunities, savings and investments are tools in making one’s standard of living better. These are life securities designed to protect the financial well-being of an individual. As people become rich, they also become afraid of losing their lives and properties because of dangers and hazards. Their worries can be mitigated by entering in insurance contracts, their protection against future losses after prepayments to the insurance comp...

My heartfelt greetings to all of my fellow Ateneans! This is indeed a celebration! I have never been so excited to share some thoughts to a lot of people. First of all, I would like to thank God for giving me life – a life that I can share to the people I love. Lord, I know that the struggles we face are just indications of our very own capacity to solve them in the most efficient and effective manner. To my family, friends and to all the supporters of my co-awardees, I thank you for always showing your warmest care and love. There will come a time that we can repay all the sacrifices you do just to make sure that we are safe and refined individuals. To our mentors, faculty staff and school administrators, my deepest gratitude to all of you for being instruments of change and advocates of excellent education. You serve as inspiration to us all. Please continue to guide us so that we may not be able to enter the path of doom. Thank you so much! Excellence is a habit. It...